AI Layoffs · Tier 3

Recurring payments after an income drop

A survival framework for subscriptions when income becomes uncertain. Bill Vampire turns the pressure into a focused subscription survival preview without a bank login.

What to inspect first

  • AI tools and productivity SaaS
  • annual plans renewing in the next 60 days
  • streaming bundles
  • cloud storage and app stores
  • memberships you have not used in 30 days

Checklist

  • List every recurring charge from the last 60 days.
  • Mark each item as essential, work-related, replaceable, or unused.
  • Cancel or downgrade anything that does not protect income, housing, health, or job search.
  • Request refunds for recent annual renewals and forgotten trials.
  • Set reminders for every plan you cannot cancel today.

Common vampire examples

  • ChatGPT Plus
  • Claude Pro
  • LinkedIn Premium
  • Adobe Creative Cloud
  • Dropbox
  • Notion
  • Canva Pro

Case-preview starter

Edit this with the service names, dates, and amounts you can remember.

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